My Approach to Working With Clients
Each client should understand that my job is not to make them rich overnight. My job is to help them accumulate and protect wealth over time in a tax efficient manner and eventually distribute that wealth tax efficiently. Distributing wealth means during retirement and for estate purposes.
Every client faces investment decisions specific to their life and their goals. It is my responsibility to help clients develop a range of expectations they can live with, that are realistic and that they understand. Prospects will benefit from a short term cash management plan and a long-range investment perspective taking into account all aspects of their finances. This includes looking at the clients needs for cash in the near future, retirement planning, children’s education, life insurance, long-term care requirements and estate expectations.
My Planning Process
· In the Introduction Meeting >
Define Major Life Goals – acceptable and ideal
What is involved in the planning process and what to expect from me
· Client Assessment and Written Recommendation Meeting >
Written Client assessment
Investment Policy Statement
· Implement Allocation
· Monitor the Client's Plan and Investments >
Provide feedback concerning variations to stated objectives
· Regular Assessment Reviews
Adjust and update plans and investment strategy on an annual basis or more frequently if necessary